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Finance Terms & Conditions

Last Updated: [8 December 2025]

These Terms & Conditions outline how this website may be used and the conditions that apply when you engage with our services.

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By visiting this site or making an enquiry, you agree to these Terms.
If you have any questions, please contact us at Rochelle.Hall@aussie.com.au 

1. General Information Only

The information on this website is provided for general guidance.
It is not financial advice, and it should not be treated as personal financial, legal or medical advice.

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All finance options are subject to individual circumstances and lender criteria.

You should consider seeking independent financial advice if you need personalised guidance beyond what this service offers.

2. Rochelle Hall Acts as a Finance Broker — Not a Lender

Finance Your Surgery operates as a broker.

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This means:

  • We help you explore available loan options

  • We submit applications to lenders on your behalf (with your consent)

  • We do not approve loans

  • We do not set interest rates, fees or terms

  • Final decisions are made solely by the lender

 

We cannot guarantee finance approval, loan amounts or interest rates.

3. Eligibility and Loan Approval

Loan eligibility depends on:

  • Your income and employment

  • Credit history

  • Repayment capacity

  • The relevant lender’s policies

 

Submitting an enquiry does not guarantee approval.

 

All approvals, declines and terms are determined by lender assessment.

4. Accuracy of Information

You agree that the information you provide during the enquiry or application process is:

  • True

  • Accurate

  • Up to date

 

Providing incorrect or incomplete information may affect your ability to obtain finance.

5. Privacy and Confidentiality

We take your privacy seriously.


Any personal or sensitive information you provide is handled in accordance with our Privacy Policy.

 

This includes:

  • How your information is collected

  • How it is stored

  • Who may access it

  • Your rights under the Privacy Act

6. No Judgement Zone

We work with many women who prefer to keep their surgery plans private.


Any communication you have with Finance Your Surgery is confidential.

 

However, please note:

  • Details directly relevant to your loan application may be shared with lenders (with your permission).

  • We cannot guarantee privacy for information sent via social media apps, as those platforms have their own privacy policies.

7. Website Use

By using this website, you agree that:

  • You will not misuse the website or attempt to damage or disrupt its functionality.

  • You will not use the website for unlawful purposes.

  • You will not use the content for commercial reproduction without permission.

 

Content on this website is owned by Finance Your Surgery unless otherwise stated.

8. External Links

This website may contain links to third-party websites (e.g., lenders, travel resources, surgery information).

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We do not control or endorse these websites and are not responsible for:

  • Their content

  • Their privacy practices

  • Their accuracy or policies

 

Use them at your discretion.

9. Cookies and Analytics

Our website may use cookies, tracking tools or analytics services to improve your experience.

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By using the site, you consent to this unless you disable cookies through your browser settings.

10. Changes to Services or Website

We may update, modify or discontinue parts of the website or service offerings at any time, without prior notice.

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This includes:

  • Website content

  • Loan pathway information

  • Contact methods

  • Availability of consultations

 

We aim to keep all information current but cannot guarantee that all content is always up to date.

11. Limitation of Liability

To the maximum extent permitted by law:

  • We are not liable for any loss, damage or costs associated with using this website or relying on its content.

  • We do not accept liability for decisions made based on general information provided here.

  • We are not responsible for lender decisions, credit outcomes, interest rates or loan terms.

 

You accept full responsibility for your own financial decisions.

12. Governing Law

These Terms & Conditions are governed by the laws of Australia, specifically relevant state and federal legislation.

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Any disputes must be handled under Australian jurisdiction.

13. Contact Us

If you have questions about these Terms, please reach out:

 

We’re here to help and ensure you feel supported throughout your journey.

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